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Santa Rosa Lawyer: Debt Consolidation/Settlement

Sonoma County Bankruptcy Lawyer

With the recent downturn in the economy, millions of Americans are now facing difficult debt challenges. With the increasing demand for debt relief services, many companies are now advertising debt consolidation and debt settlement services.

For many people who are facing the burden of unmanageable debt, bankruptcy is a better solution than debt consolidation or debt settlement. Many people who enter into consolidation loans and debt settlement agreements do not understand their rights and do not understand how such agreements will impact their future.

Get Candid Advice From an Experienced Bankruptcy Lawyer

Before you make a mistake you may later regret, speak with an experienced bankruptcy attorney at the Law Offices of James V. Sansone. Based in Santa Rosa, California, we offer candid advice to people who are facing debt challenges. We can review your financial situation and help you make an informed decision that will positively impact your future.

At your initial consultation, we can explain the differences between bankruptcy and various bankruptcy alternatives. We can counsel you on the viability of such alternatives and help you determine if they might be right for you. We understand that bankruptcy is not the right solution for everyone. Our goal is to give you the information you need to make the right decision for you.

Why Bankruptcy May Be Best for You

Many people choose debt consolidation or debt settlement agreements because they are concerned about the impact of bankruptcy on their credit rating. What they have not considered in many circumstances is that their credit rating has already been severely damaged due to the late payment of monthly bills like their home mortgage, auto loan, credit cards, medical bills or school loans.

With a Chapter 7 bankruptcy, people may discharge most forms of consumer debt. Credit card bills, medical bills and most other consumer debts can be completely eliminated. For millions of Americans, bankruptcy has provided a new path to a brighter financial future. Before you make a decision to enter into a debt consolidation or debt settlement agreement, it is critical that you have carefully weighed the advantages and disadvantages of your decision.

Contact Us

We are pleased answer your questions about bankruptcy and nonbankruptcy alternatives. To schedule a consultation with attorney James V. Sansone, contact our Santa Rosa law office at 707-623-1875 or contact us by e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.