Petaluma Debt Reorganization Attorney
Filing for Chapter 13 bankruptcy allows debtors to reorganize unwanted debt and restore financial independence. If you do not qualify for Chapter 7 or you want to protect certain property and assets, Chapter 13 may be the right bankruptcy option for you. At the Law Offices of James V. Sansone, of Santa Rosa, California, we will take the time to review your financial situation, understand your goals, and provide the advocacy you need throughout the bankruptcy process.
Chapter 13 Repayment Plans
Chapter 13 bankruptcy establishes long-term payment plans that usually last between three to five years. Once made, you cannot deviate from your payment plan unless you have undergone a change in circumstances, such as a death in the family, a job loss, or an illness. We will help you assess your current situation and determine whether Chapter 13 is right for you. Our Santa Rosa Chapter 13 bankruptcy attorney will also aggressively seek to minimize and eliminate debts through negotiation strategies.
Stop Foreclosure Through Chapter 13 Bankruptcy
Many debtors who file Chapter 13 are looking to stop or prevent foreclosure on a home or business property. While you could negotiate a loan modification, a bankruptcy is a sure way to stop foreclosure and protect your investments. We will take the time to review your financial situation, advocate for your interests, and guide you through the bankruptcy process. Our attorney can also help you work to rebuild your credit after bankruptcy.
Chapter 13 debt relief allows you to:
- Stop creditor harassment
- Stop foreclosure
- Stop wage garnishment
- Lien strip and reduce loans to market value
- Establish a payment plan with creditors
- Establish payment plans for income tax
- Prevent interest and penalties
If you are unsure if Chapter 13 bankruptcy is right for you, please contact our office online or call 707-623-1875 to schedule a free consultation with our experienced lawyer. Our office is conveniently located near the Coddingtown Mall in Santa Rosa, California. We accept all major credit cards.
We are a debt relief agency. We help people file for bankruptcy relief under the United States Bankruptcy Code.
