Experience the difference

Santa Rosa Home Foreclosure Lawyer

Petaluma Loan Modification Lawyer Working for You

If you are behind in mortgage payments or you have received a notice of foreclosure, it is important to know your rights and available options to protect your home. At the Law Offices of James V. Sansone, in Santa Rosa, California, we offer experienced and strategic advocacy to protect our clients from foreclosure. Our firm represents homeowners, landlords and tenants facing foreclosure in bankruptcy.

Chapter 7 and Home Foreclosure

Under current Chapter 7 bankruptcy laws, you can file bankruptcy and continue making mortgage payments to protect your home. When filing bankruptcy, you want a complete and comprehensive understanding of your rights and the consequences of filing. We will provide the strategic advocacy you need and work aggressively to protect what matters most to you, including your home, other assets and long-term security.

Foreclosure and Chapter 13 Bankruptcy

Chapter 13 bankruptcy is the most efficient way to protect your assets because it allows you to reorganize your debt and set up a repayment plan. If you do not qualify for Chapter 7 bankruptcy because of your income, our attorney and staff can help you stop foreclosure through Chapter 13 bankruptcy.

Loan Modification and Mortgage Counseling

Loan modifications are another way to stop a foreclosure. However, when considering negotiation, you should know the potential consequences you may face. Our attorney will take the time to review your debts and assets and work to protect your rights during loan negotiation. Remember that a loan modification may not always be in your best interest, so it is important to consider other options, including bankruptcy.

In the event that bankruptcy is not an option for you, we will partner with forensic mortgage auditors to analyze your mortgage and look for violations of state or federal lending laws. We will take every necessary step to protect your rights and keep your home out of foreclosure.

Stop Foreclosure Today by Hiring an Experienced California Bankruptcy Attorney

If you are afraid of losing your home due to unrelieved debt, contact our office online or by calling 707-623-1875 to schedule a free initial consultation with our Santa Rosa home foreclosure attorney. Our goal is to help you achieve financial freedom through experienced legal counsel and aggressive advocacy. We offer flexible scheduling and appointments off-site by arrangement.

We are a debt relief agency. We help people file for bankruptcy relief under the United States Bankruptcy Code.