What Happens To Your Credit After Bankruptcy?

People who are struggling with debt problems often wait a considerable amount of time before consulting with a bankruptcy attorney because they are terrified of the potential impact that bankruptcy will have on their credit. They fear that they will never get another car loan, credit card or home loan.

Once people have the opportunity to consult with a bankruptcy lawyer, they often realize that many of their fears were greatly exaggerated, and they wish they had contacted an attorney sooner. If you are struggling with the burden of unmanageable debt, you do not have to face your problems alone.

At the Law Offices of James V. Sansone, we are pleased to meet with you, answer your questions, help you understand how bankruptcy will impact your life and help you determine if bankruptcy is right for you.

Rebuilding Credit After Bankruptcy

People are often surprised at how quickly they can rebuild their credit rating after bankruptcy. In fact, many people do not realize that they may only be delaying the time it takes to rebuild their credit by delaying the decision to file for bankruptcy.

Making late payments on your credit card bills and other debts damages your credit rating. If you are unable to pay your monthly bills due to a job layoff, or if your bills are simply too high to manage, filing bankruptcy sooner rather than later may be your best option.

Let Us Help You

Let us review your financial situation to help you make an informed decision that will positively impact your future. To schedule a consultation with a skilled attorney, contact the Law Offices of James V. Sansone at 707-623-1875.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.