Protecting You Against Creditor Harassment

Creditors can be relentless. They call your home constantly, send you harassing collection letters and may even call you at work. When frequent collection calls and letters do not obtain the results they desire, collectors may garnish your wages or even file a lawsuit to obtain a judgment against you.

If you are sick of creditor harassment and need relief, we can help. At the Law Offices of James V. Sansone in Santa Rosa, California, we help our clients obtain relief from creditor harassment. We can provide relief in a variety of ways, including bankruptcy and, if necessary, FDCPA litigation.

Stop Creditor Harassment Through Bankruptcy

Bankruptcy is a powerful tool that helps people with debt problems obtain relief from creditor harassment. From the moment you file for bankruptcy, a temporary stay goes into effect which temporarily halts most creditors from making further collection efforts. Bankruptcy may allow you to:

Certain types of debts such as school loans, certain tax debts and child support obligations may not be discharged. As a result, certain wage garnishments and judgments are not halted by the automatic stay. However, bankruptcy will put a stop to most forms of creditor harassment and can provide a tremendous relief to people who are sick of the constant stress and strain of creditor harassment.

Stopping Creditor Harassment Through FDCPA Litigation

The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects people from creditor harassment. Collection agencies and other creditors who are subject to the law are required to follow certain practices regarding the fair collection of debts. Through our knowledge of the FDCPA, we have been able to help people obtain relief from creditor harassment even when they do not wish to file for bankruptcy.

Get The Help You Need | Call Today

To schedule a consultation with a skilled bankruptcy attorney, contact the Law Offices of James V. Sansone at 707-623-1875.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.