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The outcome of a divorce may impact certain areas of retirement

It is no secret that the outcome of the end of a marriage could have a substantial impact on the lives of everyone involved. However, for individuals in California who are closing in on retirement age, there may be certain issues to address that are unique to their specific age group. Understanding how a divorce could affect certain areas of retirement could prove vital to forming a strategy to protect one's plans for the golden years of life.

Reports indicating that the divorce rates among individuals over the age of 50 has doubled over the past 30 years. With one's plans for retirement in the balance during a similar life change, understanding the possible ramifications of a divorce could prove vital. One of the first areas of retirement that might be affected pertains to Social Security, and depending on the variables involved, the outcome of a divorce could impact one's benefits.

Divorce: Differences of opinion can place a strain on a marriage

While it might not be all that uncommon for married couples to disagree from time to time, some differences of opinion could put a major strain on a relationship. Speaking about major issues early on could prove vital to preventing similar challenges from arising, but in some cases, certain issues may fly under the radar. There are a variety of questions couples in California might consider asking each other prior to marriage, as arguments over key aspects of life could increase the chances a couple may find themselves facing divorce.

Arguments over money are one of the most common issues that can arise in a serious relationship or marriage. However, some couples might not always feel it necessary to have a discussion on their financial goals early in the relationship. Other goals a couple might not always choose to address early on may include their stances on what it means to be married or whether they wish to have children, and differences of opinion in these areas could place a burden on a marriage later on.

Head-on crash leaves 1 facing DUI charges in California

When it comes to operating a motor vehicle, even a slight error in judgment could prove devastating. Should a person misjudge an oncoming vehicle's speed prior to attempting to maneuver a left turn, it could be nearly impossible for the other driver to react in time to avoid a collision. Unfortunately, a recent accident that left two individuals with injuries in California has also left one of the drivers facing DUI charges.

The accident is said to have taken place at around 4:45 p.m. on a recent Monday. Initial investigations indicate that the driver of a southbound vehicle was attempting to maneuver a left turn when he crossed into the path of another car. His vehicle struck the second car head-on shortly thereafter, leaving the driver trapped within his car until emergency responders arrived.

Spousal support: Know what you're agreeing to

If you're the spouse who earns more and who may end up having to pay spousal support, it's essential that you know what you're agreeing to and that it's detailed correctly in your divorce decree.

If you don't work with an attorney or don't take steps to make sure you have termination dates for alimony payments, you could end up paying out more than you ever expected. The good news is that there are ways that you can avoid paying too much and can even resolve your debt to your spouse in a single payment.

50-50 custody: Proving a change is needed

In most cases, you have to assume that a judge is going to order 50-50 custody. Why? California presumes that both parents are equally able to care for their children and will do so unless there is evidence of abuse, drugs, violence or other threats to the children's lives.

As a parent who knows that your ex-spouse is living in less-than-ideal conditions and participating in a lifestyle that is hazardous to your children, your goal is to keep them out of that situation at all costs. However, doing so is not as easy as it may seem. You will need to gather significant evidence of your ex-spouse's behaviors and that they could be a threat to your children.

Limiting financial stress when co-parenting after divorce

Upon deciding to end a marriage, parents in California and elsewhere may have concerns about how the process will affect their ability to manage finances while co-parenting the kids. Following divorce, both parents may wish to provide their children with the necessary financial support, but they might not always agree on how to handle the process. Fortunately, there are certain tips that could help reduce the financial stress of the process and help parents stay on the same page.

Although the thought of speaking with the other party after divorce may seem a stressful concept, studies indicate that communication is a key component of co-parenting. Experts indicate that, when speaking with the other parent about financial responsibilities, keeping the conversation focused on the needs of the kids can be helpful in various ways. Experts also suggest that using digital applications could provide a sense of structure to the process and help limit stress and conflict.

Bankruptcy: Before or after your divorce?

If you are in debt and you and your spouse have decided to get a divorce, you may be concerned that you'll need to file for bankruptcy. One thing you should also be asking yourself is if you want to file before or after your divorce.

Filing before or after a divorce can be the right choice depending on the specifics of your case. For example, if you have a simple bankruptcy case and plan to use Chapter 7 bankruptcy, then you may want to file before your divorce. It can be completed in just a few months, so you can file jointly, discharge your debts and then divorce.

Divorce: Arbitrator rules lottery winnings part of marital estate

After deciding to dissolve a marriage, many individuals in California and elsewhere may continue to grow financially. Should a person receive a substantial sum of money during a period of separation, he or she may feel that this property will be deemed as separate, but this might always be the case. A man in another state was recently informed that he would have to split his recent lottery winnings with his estranged spouse during divorce after an arbitrator deemed his winnings as part of the marital estate.

According to reports, the man won nearly $80 million by playing the lottery back in 2013. Although he says that he and his wife were separated at the time, an arbitrator recently ruled that the sum he received after taxes was part of the marital estate. During divorce proceedings, he was informed that he would be required to award half of his winnings to his spouse.

Bankruptcy: How financial strain could affect a person's health

It is no secret that going through extended periods of debt can be a stressful and daunting process. However, individuals in California who are dealing with high levels of debt might not be aware of the impact similar issues could have on their health. Those who wish to reduce the chances that monetary struggles will affect their well-being could benefit from seeking guidance on the available options for debt relief, such as bankruptcy.

Studies indicate that prolonged issues with debt can affect a person's health in various ways. Individuals who struggle under the weight of financial obligations may be at risk of developing mental health concerns such as depression and anxiety. Studies also indicate that issues with debt can lead to bouts with anger and feelings of failure and that the type of debt a person carries could also influence the potential health risks involved.

Gaining awareness of marital debts prior to divorce

When facing the end of a marriage, many individuals in California may focus a significant portion of their attention toward gaining awareness of marital assets and finances. While understanding the value of the marital estate can be helpful, it might not always be the only aspect to address. Since marital debts could also have a substantial influence on the outcome of a divorce, gaining an understanding of outstanding financial obligations prior to negotiations could prove vital.

Over the course of a marriage, it might not be uncommon for couples to apply for joint credit card accounts or automobile loans. During a divorce, any remaining balances on these accounts will be subject to the process of property division. The same may be true for medical and mortgage debts and these can be a major concern for those facing the end of a marriage.

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