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Some steps to take after a divorce settlement has been achieved

In California there are some financial advisors who are trained and specialize in assisting women after a divorce. Some women may appreciate and benefit from that kind of specialized assistance. Some of the things that must be looked after in the aftermath of a divorce are pretty obvious, while others may not come to mind that readily. And, just to be clear, there is no reason why some men will not choose to seek out similar expert assistance.

An advisor can assist the post-divorce client with making a new budget going forward. This may include setting up automatic mechanisms for the payment of important bills and a program to improve one's credit rating. The advisor will assist in making investments and constructing an investment strategy for the future and, in particular, for retirement.

In addition, the advisor can assist in the critical issue of making sure that one does not outlast her money and become destitute in the final years of life. This may include long-term care planning. There are numerous house-cleaning types of financial steps to take after divorce, which one may carry out without the need for a financial adviser. These basic steps can be voluminous for some people, and they may obviously apply to both men and women trying to get organized after the divorce.

One must take care to make sure that all financial institutions and relevant government agencies are notified of the divorce. If a woman has selected a new name going forward, that notification must be included. Furthermore, all legal changes in ownership that have been agreed to in a final settlement must be complied with pursuant to California law. These sometimes include final steps, like recording necessary documents, that may commonly be neglected. Remember that one can always seek guidance from his or her divorce attorney if any of the settlement issues are not perfectly clear.

Source:, "How to Plan Your Finances After Getting a Divorce", Emily Green, Dec. 2, 2017

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