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Marital debts and their potential impact on one's life in divorce

For many individuals in California and elsewhere, maintaining a healthy financial standing may be imperative. When facing divorce, a person may have concerns about how the process will affect this area of life. While the process of property division will have an impact on one's finances, those who are going through a similar situation may also find it beneficial to consider how the presence of marital debts might influence the outcome of their divorce.

In community property states, such as California, all marital assets and debts must be divided equally between each party in divorce. However, while a divorce decree may state that one spouse is responsible for a debt, if the other party is listed as a co-signer, he or she may still be financially responsible. Should a person fall behind on payments on such accounts, the credit score of each party could suffer the consequences.

To protect against such undesirable results, one might find it beneficial to keep a close watch on his or her credit following divorce, and doing so could help one avoid a potential disaster. A person could also seek to remove his or her name from these accounts. However, depending on the type of account, this could prove somewhat challenging, and seeking guidance on the best course of action to take is advisable.

Individuals who have concerns about how divorce will impact their lives may find it beneficial to seek guidance early in the process. By consulting with a family law attorney, a person in California could obtain advice on every aspect of divorce. An attorney can address all a client's concerns and assist in pursuing the most favorable outcome possible during subsequent legal proceedings.

Source:, "Debt and Divorce", Justin Pritchard, Accessed on March 7, 2018

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