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Divorce: Helping the kids pursue a college degree

For parents in California or elsewhere, few things may be as important as protecting the future of the kids. While some parents might spend years putting away money to help their children pursue a college education, this can be an expensive endeavor. In addition, a change in circumstances could also disrupt a parent's ability to save, and those who are going through a divorce may wish to know how they can protect their child's opportunities for higher education.

It is no secret that the end of a marriage could have a significant impact on a person's finances. Transitioning into two separate households may inherently lead to an increase in monetary obligations. However, while this might prompt a need to re-evaluate plans concerning college, it doesn't necessarily mean that helping a child pursue a college education is out of the question.

In addition to providing financial support, a parent can also take additional steps to assist his or her kids, such as helping them pursue scholarships or grants. Parents can also help their kids make informed decisions regarding student loans if necessary. Other options may also be viable, such as investing in a 529 plan, as money placed in a similar plan might not be subjected to taxes provided it is used to pay for educational expenses.

In some cases, a person might choose to remain in a marriage that is no longer functional out of fear of the potential ramifications of the alternative. Unfortunately, this could be harmful to all parties, and a divorce may lead everyone involved to a healthier situation. When facing a similar situation, a person in California could choose to consult with a family law attorney for guidance on what to expect from divorce as well as assistance in navigating the process.

Source:, "How to keep your divorce from sabotaging your children's college education", Lorie Konish, May 18, 2018

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