Law Offices of James V. Sansone
Schedule an initial consultation
Santa Rosa 707-623-1875
Ukiah 707-993-4068

Bankruptcy: Choosing the correct path to pursue debt relief

Upon encountering significant financial difficulties, many individuals in California may wish to know more about each of the available options for pursuing relief. In some cases, a person may choose to explore debt consolidation. Although a similar route may provide some form of relief, it might only act to prolong one's financial concerns, while bankruptcy could be just the tool to pursue a healthier financial future.

By consolidating debts, a person may be able to receive a significant reduction in monthly payments. However, the overall amount a person is required to pay could end up being equal to, if not higher than the original amount owed. In addition, those who choose to go through a debt consolidation program may also be required to pay additional fees, which may only add to the stress of an already challenging process.

Before deciding on a path, those who are struggling with debt could benefit from seeking advice through a nonprofit credit counseling service. Debtors could also find it helpful to consider reaching out to creditors on their own to speak about options for lowering monthly payments. However, for those who are constantly struggling just to get by due to high levels of debt, a more long-term option could be necessary.

Constantly struggling under the weight of substantial financial concerns can be a harrowing process. Those who wish to know more about all their available options for relief could benefit from speaking with a bankruptcy attorney for advice. An attorney in California can examine a client's financial circumstances and assist in forming a strategy to pursue relief from debts and work toward achieving financial stability.

No Comments

Leave a comment
Comment Information

Reviews For Our Office
in Ukiah, CA

powered by BirdEye

Reviews For Our Office
in Santa Rosa, CA

powered by BirdEye
Email Us For A Response

Request A Consultation

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Office Locations

Santa Rosa Office
1260 N. Dutton Avenue, Suite 239
Santa Rosa, CA 95401

Toll Free: 800-836-1298
Phone: 707-623-1875
Santa Rosa Law Office Map

Ukiah Office
215 W. Standley St.
Suite 10
Ukiah, CA 95482

Toll Free: 800-836-1298
Map & Directions